You are here: Home Vital Signs Kathleen's Blog: Second Opinion Archive 2008 February 05 Have an Individual insurance policy? Be glad you don't live in Washington
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Kathleen O'Connor IIKathleen O’Connor, health care industry analyst and journalist, founded CodeBlueNow! upon the belief that the public has a right to be involved in creating its own health care policy. Involved in healthcare for 30 years, she shares her unique ability to communicate current health care topics in a language everyone can understand.

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Have an Individual insurance policy? Be glad you don't live in Washington

This missive was originally posted on 1/14/2008

If you have an individual health insurance policy, be glad you don't live in Washington state! Nearly 300,000 people in this state have such policies. But, last year 7,000 "flunked" the test because they had too many health care problems. Washington is the only state that has such a screening test.  Read about it in the Seattle Times.

And this year, insurers are uping their individual policies by as much as 20%. And guess who has no recourse or clout to bargain. These 270,000 people who only have individual policies.

And, in the walking-their-talk category, check out what the candidates are doing for their health insurance and their campaign staffs' insurance in an NPR story by Julie Rovner.

Guiliani and Edwards should be glad they don't live here in Washington, given their experiences with cancer. They would probably flunk the test. McCain would as well, but at least he has options--VA, Medicare and his wife's policy.

If there is one case that could be made about why we need change, the individual policy market in Washington state would be that case.

Cheers and more later. Kathleen

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